A sentence is provided in direct speech. From the four given options, choose the one that most accurately conveys the sentence in its corresponding indirect speech.

✅ Explanation:

Given (Direct Speech):
👉 She said, “If only I hadn’t trusted him.”

🔍 Key Rule: Expression of Regret

• “If only…” expresses deep regret about the past.

• In indirect speech, it is converted into:
  👉 “wished + past perfect”

🔁 Conversion:

• If only I hadn’t trusted him
  → She said that she wished she hadn't trusted him. ✔️

❌ Why others are incorrect:

• She had regret that she had trusted him. ❌ → incorrect/unnatural structure

• She said if only she hadn't trusted him. ❌ → still direct-style expression

• She wished she didn't trust him. ❌ → wrong tense (should be hadn't trusted)

📌 Extra Facts (Exam Tips):

1. “If only” = strong regret

   • Past regret → If only + had + V₃ ✔️

2. Indirect Conversion:

   • If only… → wished that…

3. Memory Trick 🧠:
   👉 “If only (past)” → wish + had + V₃

📘 Conclusion:

👉 The correct indirect speech is:
She said that she wished she hadn't trusted him.