Which of the following organisations aims to promote
Which of the following organisations aims to promote sustainable and equitable agriculture and rural development?
निम्नलिखित में से किस संगठन का उद्देश्य धारणीय एवं समतापूर्ण कृषि तथा ग्रामीण विकास को बढ़ावा देना है?
Detailed Solution & Logic
NABARD
📘 Explanation / व्याख्या:
NABARD (National Bank for Agriculture and Rural Development) is a financial institution established in 1982 with the main aim of promoting sustainable and equitable agriculture and rural development in India.
Its key functions include:
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Providing credit and financial assistance to farmers, cooperatives, and rural enterprises
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Supporting rural infrastructure development (like irrigation, storage, and marketing facilities)
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Promoting sustainable agricultural practices and self-reliant rural economy
NABARD (नेशनल बैंक फॉर एग्रीकल्चर एंड रूरल डेवलपमेंट) की स्थापना 1982 में की गई थी। इसका मुख्य उद्देश्य धारणीय (Sustainable) और समतापूर्ण (Equitable) कृषि और ग्रामीण विकास को बढ़ावा देना है।
इसके प्रमुख कार्य हैं:
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किसानों, सहकारी समितियों और ग्रामीण उद्यमों को ऋण और वित्तीय सहायता प्रदान करना
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ग्रामीण अवसंरचना का विकास (जैसे सिंचाई, गोदाम, विपणन सुविधाएँ)
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सतत कृषि पद्धतियों और आत्मनिर्भर ग्रामीण अर्थव्यवस्था को बढ़ावा देना
🌟 Extra Facts / अतिरिक्त तथ्य:
1️⃣ NABARD’s Role in Rural Credit
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NABARD refinances regional rural banks (RRBs) and cooperative banks.
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It provides loans for agriculture, small industries, and other rural development projects.
2️⃣ Development Initiatives
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Watershed development
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Farmers’ training programs
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Rural entrepreneurship promotion
3️⃣ Comparison with Other Organisations
| Organisation | Purpose |
|---|---|
| RBI | Central bank → Monetary policy & currency regulation |
| SBI | Commercial banking → Deposits, loans, retail banking |
| Rural Bank of India | Non-existent; rural banking is covered by RRBs and NABARD |
| NABARD | Agriculture & rural development → Sustainable credit and infrastructure |
4️⃣ Memorization Tip 🧠
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NABARD = Agriculture + Rural + Development → Think “NABARD helps farmers and villages grow sustainably.”
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